adrenaline junkie Archives - Travel Destination Bucket List

For the adventure travellers among you, setting off on your trips without the appropriate insurance cover mightn’t be a wise move. You should consider the types of activities you are likely to get up to on your travels, especially if you have those activities pre-booked. Thrill seekers can find themselves, jetskiing, sky diving, scuba diving and perhaps wing-suit flying or skiing to name but a few. Not all insurance companies will sinner these activities and due to the nature of them, accidents are more likely than other “normal” activities. To help you choose the best option for your requirements and budget, you will need to factor in the activities and countries you are travelling to.

Some types of adventure sports

Bungee jumping
Snowboarding
Sky diving
Scuba diving
Surfing
Off-road buggy driving
Shark cage diving
White water rafting

The above list is not exhaustive and you should check with the insurance company that they are covering the exact type of adventure sport you will part take in.

The finer print…

If you have gone through your insurance policy with a fine tooth comb, checked out the boundaries of your cover and understand any exclusions but yet still may have some questions about your travel insurance, a professional travel insurance advisor specialising in adventure travel would be a good second opinion to help steer you in the right direction.

Remember, in the unfortunate event of you being injured or your valuable adventure sports equipment being damaged on your travels, the cost of your insurance is minimal. Be safe and be covered!

Researching & comparing adventurous sports insurance is a wise move.

Adventure sports insurance

Specific experienced insurers offer adventure sports travel insurance, specialising in the kind of risks associated and thus tailor their insurance covers to suit adventure travellers.

It is worth noting, that because you are seeking extra cover and part-taking in activities deemed more risky than simply bathing by the pool, your premium will reflect this. So naturally, adventure sports insurance will be more expensive – don’t be surprised.

However, bear in mind the potential thousands in medical expenses and repatriation costs back to your home country in the unfortunate event of a serious accident. When you look at your insurance cover in this light, the premium is only pennies!

How to use adventure sports insurance

If possible, have a clear picture of which activities you will be doing before you jet off. If you don’t know prior to departure, some insurers will allow you to call up and add an activity onto your insurance cover ad-hoc, by phone. However, generally this won’t be possible so make sure you are specific in taking out your cover.

As a side note, don’t be so sure you’ll be able to rely on the activity provider’s own insurance to cover you, or at least to the extent that you wish.

Remember, a lot of the time you’ll sign a disclaimer before undertaking an activity. Disclaimers relinquish the company from responsibility as opposed to insurance to protect you! Be smart and be safe.

Skydiving

Jumping out of an aeroplane mid-flight might sound scary. But if it’s adrenalin fuelled excitement you are looking for then try a Skydive. Feel that rush of air against your face and the notion of free-falling through the clouds as the ground gets ever closer. Most beginners usually start with a tandem dive where you are strapped to an instructor who does all the complicated bits. You are left to enjoy the pull of the parachute opening and the gentle glide back to earth.

Cliff jumping

For thrill seekers cliff jumping is an excellent choice for an outdoor activity in the UK. Definitely a amazing and memorable thing to do. Jumping straight into the sea from a height is not for the faint -hearted. But it is safe as long as you book with a reputable guide. They know the safest places to jump and will review your abilities. All that’s left to do is take the plunge.

Wakeboarding

An extreme sport which is a cross between snowboarding and water skiing. An adrenalin junkies dream especially if you like water sports. There are some perfect locations in the UK, with rugged coastlines and beaches with instructors available so you can give wakeboarding a go. This sport is popular with surfers and other water sport enthusiasts but anyone can give it a try. Check out the TOAD website if you are looking for great UK activities like this to try.

Bungee Jumping

Quite a brave thing to do, jump off a platform, only to be thrust back up and down until the bungee cord becomes slack. But what a rush you will feel once you take that plunge. Don’t worry though, the cord is extremely strong and designed to stretch during the jumper’s fall and to repeatedly snap back up. Each jumper is weighed, to make sure that the correct bungee rope is used. So as long as you book with a safe well-known company, all you have to concentrate on is stepping off that platform.

Power boating

Driving or riding in a speed boat is probably going to make you feel like James Bond. Does that sound like a thrilling outdoor activity to enjoy in the UK? You’re definitely going to think you are in a movie as you speed along the water. Learn about racing lines and how to control the boat as you travel along in style, whilst feeling the air on your face as you zoom along.

Have you noticed that a lot of these activities involve jumping or diving? You might have to be brave or insane depending on how you look at it. Whether it’s a scary tourist attraction or an adrenalin fuelled break, there are plenty of choices here in the UK. For a unique holiday destination with amazing outdoor activities you don’t have to look very far. The UK has plenty of places to enjoy extreme activities and make it a great sporting break.

Adventurous Sports Insurance. What To Look For.